CREDIT CARDS

Are All Credit Card Offers Equal? Credit card debt doesn’t shy away from anyone who doesn’t shy away from it. It treats everyone equally irrespective of whether the person is a seasoned professional or a college student. However, college student credit card debt has become a real issue because most students are inexperienced in the

Low and even zero interest credit cards seem, at least on the surface, to be the solution to increasing personal debt problems. The providers give the user the facility of very low or even no interest on credit for a certain period of time. With these, one can transfer one’s accumulated unpaid debts from one

With gas prices on the rise, filling up at the pump can be a painful experience. To give your wallet a break, consider applying for a gas rewards credit card. These cards can help you save valuable dollars on fuel, and many throw in extra benefits as well. Getting Started During the last few years,

No matter what’s happening in the economy,  credit card companies want your business and a lot of lenders are still offering 0% APR credit cards.  Zero APR offers are for credit cards that don’t charge any interest for the first six to twelve months you use them. Take a little time and do some research

A bad credit history can haunt your life for a long time. You might have only made one money mistake that just escalated more and more. Or, you never properly learned about money and became a reckless spender. You bought anything you wanted because you didn’t understand that there is no free lunch. Hopefully now

Credit cards come with a host of features and benefits – a good reason why credit cards are a popular phenomenon. If you are looking to apply for a credit card anytime soon, here are 10 things you definitely need to know. These points will give you a better understanding of how credit cards work

If you have a lot of debt with the credit card companies then debt settlement and debt consolidation can be very helpful. Before a customer chooses a particular debt relief program it is important that he should understand why he had this problem in the first place. This makes it easier for a debtor to

Quite frankly, there are almost as many winning arguments against getting that credit card for your child in college as there are for getting that card. Let us look at some of them below: Credit history In a matter of years, your child will be done with college and will want to start an independent

Do not believe people who tell you that applying for a card when you have no credit is very difficult. It is true that you are left with a few choices but then there are actually a lot of ways available that enable you to get the best credit card for you even if you

A credit card is a financial agreement between the card holder and the bank or credit union. This card contains a magnetic strip that contains the personal identity and secured information of the holder. This card also contains the photo of the card holder and is used at the money dispensing machines (Automated Tailor Machines

If you need urgent money for your business but you’re facing a deficiency of cash problem, you should consider getting a business credit card. This can help you save some money and also purchase all the necessary equipment in order to develop a successful business. Over 65% of small businesses find credit cards very effective

The best APR credit cards are those with the best introductory offers. Look for long interest free periods, low fees and charges, and low standard interest rates at the end of the interest free period. The longer you don’t have to pay interest, or at the very least pay an extremely low interest rate, the

Credit cards for balance transfers offer special low or zero interest rates for a limited period to encourage people to move their current credit card balances to the offering company. This has been a remarkably successful strategy for credit card companies who wish to expand their customer base. They know that after the introductory period

In the United States, there are more than 34 million people with bad or damaged credit. There are a number of options available for those with bad credit who want credit cards. Secured credit cards and prepaid debit cards are good options. There are many credit card lenders who are willing to give you credit

Before taking out a credit card, research the different companies and check for the best rates. Avoid cards with high interest rates and high limits. Until your credit is repaired, you want to reduce your expenditure as much as possible. If you get another credit card and use it responsibly, you will be able to