CREDIT CARDS

In the current economic environment many people find themselves struggling financially and running up debt. Below are three tips on how to best use credit cards for poor credit risks. 1. Budget. Writing out your income on one line and then subtracting all your expenses will help you to understand how much money you actually

You’ve know that there are credit cards almost for every kind of person. There are travel cards for those who love to travel (or dream of travelling), prepaid credit cards for those who are on a budget, cards that give rewards points for purchases (gasoline, toys, groceries, etc). But did you know that there is

If you don’t currently have a credit card, apply for one. Keep in mind the general guidelines under the when completing your credit application. Don’t lie, but at the same time you want to present yourself in the best possible light. If you do not have any credit, your best bet in securing a credit

You shouldn’t feel alone if you have bad credit. In most cases, it’s not your fault and it’s very fixable. Whether you’re broke, in debt with bad credit or you have no credit at all, there are still a great number of cards that will accept you. Although you may need to pay a higher

Plastic money is the most common form of money that is in circulation these days. It is available in different forms such as debit card, credit card, and many others. Though there are many forms of plastic currency available, credit cards occupy a very prominent place among others. The reason for such popularity of credit

Business credit card is designed to corporate executives or business owners who want to set up their business or expand their business empire. With a small business credit-card, you don’t have to buy all these things with cash to start or expand your business making your business more efficient. You can purchase all the things

By: Jim Randel (2010) ISBN 978-0-9818935-4-9 Book Price: $14.95 Plain-English, entertaining, explanation of important topics Jim Randel is an attorney and entrepreneur who has studied topics of financial literacy and personal achievement for thirty years. After years of studying how people learn, RAND Publishing has created The Skinny On series of books to provide a

Discover Card now offers its own version of business credit cards. Discover Card has been known for their customer service, and this dedication for service continues in their business credit cards product. Whenever you need to contact them, Discover Card assures you that business credit card specialists will always be on hand, that they will

Having a credit card is almost a must these days. You need them to book a hotel, rent a car, or make purchases online. “Having credit cards is smart if used properly, related to building a good credit score.” says Christopher Viale, board chairman of the Association of Independent Consumer Credit Counseling Agencies. Viale also

There are a lot of business owners who want to accelerate the growth of their business, but it’s usually dependent upon having a little bit more ready money. With this, they would be able to advertise more, replace old or buy new equipment, increase their inventory in order to sell more items, etc. Some business

The wave of banks that have banned the purchase of cryptocurrency using their credit cards grows as Wells Fargo is now on board with these type of bans. A number of other banks, such as Chase, Bank of America, Citigroup and more, are also part of this new trend that is limiting the purchase of

While a family vacation can be a fun and memorable time, the people who overindulge in credit card spending can find themselves in a bankruptcy filing before they know it. Over the last 40 years, consumers have become obsessed and addicted to using credit cards, especially during the summer vacation. Many people that should be

Gone are the days when only a handful of people used these Cards. The present scenario narrates a different story and every individual today swipes his or her Credit Cards for making purchases. Executing transactions through these cards have become a common affair. Take a look around, and you will come across innumerable people swiping

The inevitable trap of credit cards and the preying by banks on their victims may lead many to bankruptcy. There is no easy way out of financial situations when income simply does not match expenditure. We all want the latest and best things on the market and many acquire them through loans on those pieces

Go on a shopping spree Don’t have enough money to make the best out of the year-end deals in shopping malls? Not to worry! Instead of scouting for deals in snazzy shopping malls, shop through the website of your credit card. You will be surprised to find how many reward points can get you the