Structured Settlement

Discounting Paper I get repeatedly asked how to discount paper. Many people think this is some magical system used to discount a note or mortgage to a specific yield, but really it is quite simple if you have the right tools. I will show you below step by step how to discount a note using […]

Pre settlement funding is one of two lawsuit settlement funding methods, in which a person who has filed a compensation case can get funding in the form of a non-recourse loan from a pre settlement funding company on the basis of his or her pending case. Even if the settlement or verdict amount is smaller

If you are considering getting a settlement loan, this advice may be important. For instance, respected and responsible lending firms encourage plaintiffs to look at other kinds of legal funding, together with lawsuit loans. These legal finance loans allow complainants to receive cash advances using the outcome of their pending case as the basis. In

What is a Secondary Market Annuity? The term secondary market annuity or SMA in short refers to an in force, period certain payment stream. The term secondary market is used to differentiate these existing payment streams from primary market period certain annuities. While there are payments in the marketplace that originate in lottery prizes and

Structured settlement is an arrangement made when a plaintiff settles a case for a large amount of money that is to be paid by the defendant in installments over a period of time, rather than as a single lump sum. This arrangement is often done in consultation with a certified financial planner and the plaintiff’s

Firms can choose whatever mix of debt and equity they desire to finance their assets, subject to the willingness of investors to provide such funds. And, as we shall see, there exist many different mixes of debt and equity, or capital structures – in some firms, such as Chrysler Corporation, debt accounts for more than

In the financial world, the name of the game for prestige is designations. The letters after an advisor’s or consultant’s name says a lot about their background, training, expertise, and professional focus. Popular designations such as the CFP (Certified Financial Planner) or the ChFC (Chartered Financial Professional) are often readily recognized by the general population.

A structured settlement is an arrangement where instead of a lump sum of cash being awarded to a claimant, a tax-free periodic payment is agreed. Structured settlements are often used in guardianship cases, workers compensation cases, wrongful death cases and severe injury cases. Research has indicated that the more severe the injury, the more likely

What is a Structured Settlement Annuity? A Structured Settlement Annuity (SSA) is a contract issued by an insurance company that originated from a legal action such as a car accident, workplace accident, wrongful death, medical malpractice, etc. The original claimant (plaintiff) elected to accept a series of payments instead of a lump sum settlement. This

For many people it is a great idea to purchase structured settlements instead of agreeing to a lump sum payment. These settlements are signed after the defendants accept their fault and are either ordered by the court to pay the claimants compensation or agree to such an arrangement in an out of court settlement. There

Q: What are Structured Settlements? A: If you have been involved with a lawsuit involving personal injury settlements, your attorney may suggest that you consider structured settlements. This is when your case involves settling for a large amount of money, and often the other side’s attorney will offer a plan for you to receive the

When you are in the middle of a personal injury lawsuit, your mind is in constant motion with questions about all the possible outcomes of your case. Although you might have an experienced personal injury lawyer on your side who is fighting for your rights to compensation, it can be tough putting your mind at

A structured settlement is a payment made to an injured person on a regular basis, either monthly or yearly, over a period of years instead of a one-time payment when a lawsuit gets settled. Settlements like this usually result from wrongful death, personal injury, or medical malpractice claims. For the recipient of settlement payments, who

In the past, and in most cases today, when a personal injury case is settled, the plaintiff often receives a one very large sum settlement payment from the defendant. Once the plaintiff receives this payment, it is up to her or him what to do with the money, what to spend the money on, if

In recent years there has been a high demand in individuals seeking cash for the Structured Settlement and Annuity Payments. People receiving these types of payments are now consistently being marketed to by direct mailers and television commercials. There has also been a significant increase in people searching the web seeking companies to sell their