Credit Cards With Rewards – What’s the Catch?

Go on a shopping spree

Don’t have enough money to make the best out of the year-end deals in shopping malls? Not to worry! Instead of scouting for deals in snazzy shopping malls, shop through the website of your credit card. You will be surprised to find how many reward points can get you the merchandise that you may be lusting after in fantastic offers available online. Be it toys for the kids, apparel or health and beauty products you are likely to find good deals on e-commerce sites that your card issuer has tie-ups with. So instead of spending money on merchandise in retail outlets do your shopping online by making the best use of your credit cards! You can still visit the malls to experience the holiday cheer, though!

Travel guilt free this holiday season

If shopping is not your thing and you are the adventure seeking backpacking kind looking for a quick weekend escape this holiday season, check how many reward points you can redeem against air tickets. Some credit card issuers have tie-ups with airlines where you can redeem your reward points to get tickets that are significantly discounted. Some other card issuers have tie-ups with aggregator websites that let you are a winner as you may just lay your hands on the fun trip to rejuvenate yourself as the year ends.

Gift vouchers to make loved ones’ smile

Are you feeling low for you have not been able to purchase gifts for your loved ones as you are seriously short on money? These gift vouchers could be the perfect gifts for the picky ones in your family who are never quite happy with the choice of others. Gift vouchers redeemed against your reward points can make you both happy!

Save up on annual fees

If none of the above are on your to- do- list and you prefer to curl up under a warm blanket with your favorite book and a warm drink during the holidays, you could still enhance your holiday cheer by redeeming your reward points to pay off your annual credit card renewal fee. This will result in savings that you may not have otherwise anticipated.

A chance to give back

Tis the season to be giving, humble and grateful. The gift of giving back is one that brings in joy unbounded, so if you are feeling magnanimous, Most card issuers allow you to donate your reward points to charities and non-profit organizations, so you can do your bit to give back to the society. What’s more is that such donations are eligible for tax deductions too. we hope you will have the opportunity to spread some extra holiday cheer!

Source by Manish Raj Singh