If somebody possesses such cards and want to go for shopping, he is not required to carry too much money with him. Whenever you shop anything with your plastic money, the bill charges are sent to the bank for the approval.
The bank approves the bill and sends the statement on its website. You can also save this statement on your personal computer. An individual can also book his or her seat on railways and aeroplane by using these cards. With Credit cards, one can withdraw money any time from any ATM machine and that too without any hassles. The card holder can also request for a draft by making a call. A person can also apply for a personal loan against the cash or credit limit. For applying the loan, one need not deposit any documents.
With the help of this card, one can also enjoy Online money transfer from one account to the another account. Whenever a person uses the card, he can earn some reward points. There are many banks that offer the credit card facility such as State bank of India, HDFC Bank, ICICI bank etc.
ICICI bank is one of the largest bank in the terms of issuing credit cards. This bank gives exclusive offers to its card users. ICICI credit cards help you to manage your finances. ICICI bank brings a wide range of credit cards, for instance, ICICI bank picture credit card, ICICI bank EMI credit card. The person can choose the card according to his or her requirements. This bank offers many facilities to its card users such as auto debit, Internet banking, dial-a-draft, EMI on call etc. The user can pay his bills like phone bills, electricity bills etc., with the Online payment facility. He is not required to go personally for the paying these bills. An individual can even withdraw the money with his card from any ATM centres. There are a large number of ATM centres of ICICI bank all over India. Every time on withdrawal and deposit of money to the bank account, one can also get the email statements and mobile alerts.
ICICI credit cards also offer services such as reserving the railways seats by the Online facility without any hassle. Booking by credit card, a person can also get cash back offers that is given by the bank. With Cash In feature, the card holder can also take loan from the bank depending on its card limit. A person can avail attractive rate of interest on loans. On each transaction, one can also earn reward points. The user can also make a request for a draft from the home with Dial-a-draft facility. This bank also provides the EMI on call facility that allows you to purchase anything and make your payments in easy installments.
In other words, credit cards provide many facilities to its users. A person can use such cards without any problem because they are acceptable in almost numerous places.
Source by Alice Erin
