Health Insurance Truth 🤫🤫 || bekifaayati #shorts
To restrict the misuse of health insurance, the IRDA has segregated certain expenses that you may incur during hospitalisation as non-medical expenses. The insurance companies are not obliged to compensate the same during claim settlement.
Several insurers offer add-on covers for non-medical expenses for an additional premium. You can opt to buy the non-medical expenses add-on cover to increase the scope of the primary health insurance coverage.
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