I recently spent close to ₹1 lakh to purchase health insurance for my parents 👨🏻💻
Now my parents are both senior citizens 👩🏻🦳👨🏻🦳 and never had a good health insurance.
They were not going to spend it by themselves even though they have the money coz we Indians think we are invincible until shit hits the fun.
So as a responsible son, I bought it for them because I also get tax benefits 😇
👉🏻 What’s the moral of the story?
⚡️Buy a separate health insurance policy when you’re young⚡️
Don’t rely on your company insurance since most of them are Group Health Insurance policies.
Once you leave the company that insurance policy becomes kaput. Also, it’s never enough especially for those living in metro cities 😮💨
If you buy early, the premiums will increase normally even if you have ailments in the future. But if you buy after you retire you would have probably had diabetes, high BP, cholesterol and major surgery by then due to which the premiums go through the roof.
➡️TLDR: Don’t be like my parents. Buy a separate health insurance asap 👍🏻
#financewithsharan #healthinsurance #insuranceagent #lifeinsurance #insurancepolicy #savemoney
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